Implementation of MHI Act of 2000

May 19, 2003 The table below, courtesy of the Manufactured Housing Institute, shows compliance by the states with the Manufactured Housing Improvement Act of 2000. STATES STATE LAW INSTALL RQMTS INSTALL STANDARDS LICENSE TRAINING / CERTIFIED PERCENT INSPECTION REQUIRED TRAINING OF INSPECTORS PROGRAM FUNDED BY* DISPUTE RESOLUTION PROGRAM Yes No In Process Yes No MFG ANSI ENGR STATE OTHER Yes No Yes No % None Yes No (Write-in) Yes No ALABAMA X   X X X X X 100% X industry 1 ALASKA       ARIZONA                                               ARKANSAS X     X             X     X   X     ?     X   CALIFORNIA X     X   X   X X   X     X 100%   X   industry       X COLORADO X     X   X     X   X   X   up to 100%       industry       X CONNECTICUT                                               DELAWARE                                               FLORIDA X     X         X   X   X   100%   X   industry     2   GEORGIA X     X   X   X X App. A X   X   X       industry     2   HAWAII                           IDAHO X     X         X   X   X   100%   X   industry       X ILLINOIS     X X   X     X   X   X     X     industry     3   INDIANA     X X             X   X           industry       X IOWA     X X         X   X     X   X     industry       X KANSAS     X X         X X   X   X   X     ?       X KENTUCKY X     X   X X       X   X   up to 50%       industry     3   LOUISIANA X     X   X     X     X   X   X             X MAINE X     X             X   X   X       industry     3   MARYLAND                                               MASSACHUSETTS                                               MICHIGAN X     X   X   X X   X   X   X       industry     3   MINNESOTA X     X             X     X X       industry     3   MISSISSIPPI                                               MISSOURI     X X   X     X     X   X   X     ?       X MONTANA   X     X             X   X   X     ?       X NEBRASKA                                               NEVADA X     X   X     X   X   X   100%   X   industry       X NEW HAMPSHIRE     X X   X   X X App. C   X   X   X     industry       X NEW JERSEY                                               NEW MEXICO                                               NEW YORK X     X   X X X       X   X 100%   X   industry       X NORTH CAROLINA X     X   X     X   X   X   100%   X   industry     3   NORTH DAKOTA X     X   X         X   X   X       industry     2   OHIO                                               OKLAHOMA X     X   X X X X   X   X     X     industry     3   OREGON X     X         X   X   X   100%   X   industry/state     3   PENNSYLVANIA X     X   X     X     X X   X       industry     3   RHODE ISLAND                                 SOUTH CAROLINA X     X   X         X   X   X       industry       X SOUTH DAKOTA                                               TENNESSEE                                               TEXAS X     X   X   X X X X   X   up to 25%       industry     X   UTAH X     X   X X       X   X   100%   X   industry       X VERMONT                                               VIRGINIA X     X   X         X     X 100%     X industry     2   WASHINGTON X     X   X X X     X   X   100%       industry       X WEST VIRGINIA X     X   X X X     X     X 10%       industry/state     2   WISCONSIN X     X   X     X     X   X   X   X ?       X WYOMING                                                       * - Write in who pays to fund the program (i.e.: industry, government, other (identify)                   1 - In process of regulating 2 - Stated in survey but not verified 3 - Has consumer complaint process

Jack Guttentag is Professor of Finance Emeritus at the Wharton School of the University of Pennsylvania. Visit the Mortgage Professor's web site for more answers to commonly asked questions.

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